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"My wife and I recently closed on a house in Parker with a mortgage from Stone Creek, and overall had a great experience. Seth was very knowledgeable and did a great job communicating all aspects of the process to us. He was straightforward and professional and went the extra mile to ensure we were satisfied (quick to return calls on nights and weekends). The rate and fees were better than what we were quoted from a "Big Bank". Seth even showed up to the close just to be sure any questions we had would be answered. He was low pressure throughout the process and very open and honest about all aspects of the mortgage application and finalization. We were able to close on time with no delay (less than a month from our contract being accepted). Overall, I highly recommend going with Seth from Stone Creek Mortgages!" - Chris Zeh
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Think Every Mortgage Experience Is The Same? Think Again.
Your home is likely the biggest purchase you’ll make, and with good reason. It’s where you’ll craft your favorite meals, watch your favorite shows, and create life-long memories with the ones you love. So why settle for a generic big-box mortgage experience when you can have one that’s tailored to your wants and needs?
Independent mortgage brokers shop multiple lenders to find the best loans available and use their expertise to get them closed quickly. They’re rooted in your community, give you access to lower monthly payments, and have your best interests in mind through every step of the process. Now, brokers have access to some of the lowest rates in the country through a new program called Conquest offering rates as low as 2.5%* on conventional products and 2.25%* on VA products, including 30-year-fixed mortgages. If you want an independent mortgage matchmaker to take the legwork out of buying your dream home, find a mortgage broker.
do your homework
The more you know about the home-buying process, the better prepared you’ll be to work with your independent mortgage broker. Check out these helpful tips and strategies.
WHY I WORKED WITH A MORTGAGE broker
NO MORE RENT
“I’d still be renting right now if it weren’t for my mortgage broker. He got me approved when other places couldn’t.”
- Joe C.
“I always thought you had to put 20% down to buy a house. But my mortgage broker opened my eyes to other options. I put less down, still with a low monthly payment. And with the money I saved, I was able to spend on décor and upgrades instead."
- Lisa M.
EASIEST REFI EVER
"We would have refinanced our home long ago if we knew it would be this easy. Our mortgage broker was great to work with. She explained everything at every step and kept things moving quickly.”
- Tim K.
MY FIRST HOUSE
“I was so nervous about buying my first house. I knew nothing about the process. My mortgage broker made it fast, easy and painless"
- Craig W.
*The principal and interest payment on a $202,800 30-year Fixed-Rate VA Loan at an interest rate of 2.25% and 80% loan-to-value (LTV) is $775.20. The Annual Percentage Rate (APR) is 2.496% with estimated finance charges of $6,500, which includes a funding fee paid at closing as determined by VA guidelines. The principal and interest payment does not include taxes and insurance premiums, which will result in a higher actual monthly payment. The APR is calculated using the Actuarial Method. Rates are current as of 06/24/2020. Some exclusions may apply. United Wholesale Mortgage is not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.