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Review left on 11/12/2017 7:22:04 PM
"My wife and I recently closed on a house in Parker with a mortgage from Stone Creek, and overall had a great experience. Seth was very knowledgeable and did a great job communicating all aspects of the process to us. He was straightforward and professional and went the extra mile to ensure we were satisfied (quick to return calls on nights and weekends). The rate and fees were better than what we were quoted from a "Big Bank". Seth even showed up to the close just to be sure any questions we had would be answered. He was low pressure throughout the process and very open and honest about all aspects of the mortgage application and finalization. We were able to close on time with no delay (less than a month from our contract being accepted). Overall, I highly recommend going with Seth from Stone Creek Mortgages!" - Chris Zeh

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WHAT MAKES A MORTGAGE BROKER BETTER THAN A BANK?

You wouldn’t plant a tree before digging a hole. Or bake a cake before adding the eggs. So why start shopping for a house or consider refinancing without first talking to a mortgage broker? Unlike banks and giant online lenders, independent mortgage brokers specialize exclusively in home loans. They can find the best loan for your situation. And because they have access to wholesale rates, they’ll pass those savings along to you (think lower monthly payments!). Mortgage brokers are entrepreneurs who are rooted in your community, and always have your goals and best interests in mind. So you can feel good knowing they have your back throughout the entire process — all the way from pre-approval to closing. 

do your homework

The more you know about the home-buying process, the better prepared you’ll be to work with your independent mortgage broker. Check out these helpful tips and strategies.

WHY I WORKED WITH A MORTGAGE broker

Image of Homeowner Joe C.

NO MORE RENT

“I’d still be renting right now if it weren’t for my mortgage broker. He got me approved when other places couldn’t.”

Joe C.

Photo of Homeowner Anthony T.

THE REALITY

“I always thought you had to put 20% down to buy a house. But my mortgage broker opened my eyes to other options. I put less down, still with a low monthly payment. And with the money I saved, I was able to spend on décor and upgrades instead."

- Lisa M.

Image of Homeowner Tim K.

EASIEST REFI EVER

"We would have refinanced our home long ago if we knew it would be this easy. Our mortgage broker was great to work with. She explained everything at every step and kept things moving quickly.”

- Tim K.

Image of Homeowner Craig W.

MY FIRST HOUSE

“I was so nervous about buying my first house. I knew nothing about the process. My mortgage broker made it fast, easy and painless"

- Craig W.